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How Defi Is Empowering Women To Create Their Own Financial Destiny, An Interview With Alex Lemberg – Forbes

Posted on December 20, 2021 By Financial independence No Comments on How Defi Is Empowering Women To Create Their Own Financial Destiny, An Interview With Alex Lemberg – Forbes

The only woman bank cashier in America, or possibly in the world. Photograph, 1890.

Bettmann Archive

The very first female U.S. senator was sworn in on November 12, 1922, representing the state of Georgia. Her name was Rebecca Felton. She was 87 years old at the time. Her tenure lasted one day.

Hers was a token appointment to placate new women voters when the sitting senator died unexpectedly. The special election was expected to produce a new senator before congress was back from recess. When Walter F. George won the special election, he allowed Fenton to be sworn in for one day to appease his female constituents. 

Fenton, a prominent suffragette and unfortunately virulent white supremacist — history is always unkind to those on its wrong side — called out southern men for doing little for women’s rights, writing that “honeyed phrases are pleasant to listen to, but the sensible women of our country would prefer more substantial gifts.” It had been just a little over twenty years since married women were allowed to open their own bank accounts, and own their own land. And yet, few did.

Even in the 1970s, fifty years later, married women in the United States could not universally open bank accounts or apply for credit cards without first procuring their husbands’ permission.  And women couldn’t obtain a loan without a male co-signer. 

Between the years 1971 to 1976, Ruth Bader Ginsburg argued a number of cases that empowered women’s rights under the Equal Protection Clause of the Constitution that set precedence for women’s financial freedoms today. 

Ginsburg’s work paved the way for the Equal Credit Opportunity Act of 1974 which prohibited “discrimination on the basis of race, color, religion, national origin, sex, marital status, or age in credit transactions.”

47 years later, we are in a new era in which financial transactions are no longer gender-discriminatory. And thanks to DeFi and crypto-currencies, they are indeed gender-blind. De-centralized finance, or DeFi removes the central service, such as a bank or exchange, that exercises control over the entire system. Regulation is often lacking, but so is discrimination.

“We live in an era in which gender equality should be the norm, not male-dominated nor female-overprotected,” says Nimbus CEO Alex Lemberg. “The financial world doesn’t simply transfer assets to those with a good business idea, as it should. Although women have proved to be highly capable and successful in almost every single industry, finance is still dominated by men who may wrongly perceive women as risky or incapable of making financial decisions. DeFi offers a safe harbor for those facing gender discrimination in traditional financial institutions.”

Alex Lemberg

Alex Lemberg, Entrepreneur Magazine

“The fact that Blockchain technology does not discriminate is …….

Source: https://www.forbes.com/sites/melaniefine/2021/11/30/how-defi-is-empowering-women-to-create-their-own-financial-destiny-an-interview-with-alex-lemberg/

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