Extreme Saving Method Speeds Up Early Retirement Option – AARP

When Nicole Gosz and her husband started following FIRE, “we focused on living on as little as we could,” she says. She spent $12 in one year on makeup, for example — beauty e-tailer SkinStore reports the average woman spends $8 per day on makeup — “and I coupon and layer that on top of sales.” She says she and her husband eat 90 percent of their meals at home.

And that’s not even the hard part. Retiring early from a full-time job means having to buy health insurance, the cost of which goes up with age, and living without the safety net of Social Security, which can’t be claimed until age 62.

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Same-day delivery is available by local florists.u003c/pu003e”,”offer_short_description”:”25% off sitewide and 30% off select items”,”category_list”:”shoppingandgroceries”,”subcategory_list”:”shoppingandgroceries-flowersandgifts”,”tags”:[{“tagID”:”dbr:shoppingandgroceries”,”title”:”Shopping u0026 Groceries”,”name”:”shoppingandgroceries”,”deeplink_url”:”/membership/benefits/shopping/”,”deeplink_param_value”:”shoppingandgroceries”,”get_offers_url”:”/etc/aarp/dbr/ws.api/offers/shoppingandgroceries.json”,”sub_tags”:[{“tagID”:”dbr:shoppingandgroceries/flowersandgifts”,”title”:”Flowers u0026 Gifts”,”name”:”flowersandgifts”,”deeplink_url”:”/membership/benefits/shopping/flower-gifts/”,”deeplink_param_value”:”shoppingandgroceries-flowersandgifts”,”get_offers_url”:”/etc/aarp/dbr/ws.api/offers/shoppingandgroceries-flowersandgifts.json”}]}],”vertical_image_url”:”/content/dam/aarp/benefits_discounts/providers/ftd/258×334-ftd-flowers-jan-2023.jpg”,”image_url”:”/content/dam/aarp/benefits_discounts/providers/ftd/1140×641-ftd-flowers-jan-2023.jpg”,”advertisement_flag”:””,”advertisement_sort_order”:””,”merchant_phone”:”1-833-814-AARP (2277) “,”merchant_phone_label”:”or, call FTD at”,”howto_redeem”:”Learn More”,”howto_redeem_url”:”https://www.ftd.com/aarp”,”howto_redeem_expired”:”Renew to Learn More”,”howto_redeem_expired_link”:”https://appsec.aarp.org/mem/renew”,”howto_redeem_non_member”:”Join to Learn More”,”howto_redeem_non_member_link”:”https://secure.aarp.org/applications/membershipChallenge/showChallengeForm.action?appNameu003daccount”,”howto_redeem_anonymous”:”Join to Learn More”,”howto_redeem_anonymous_link”:”https://appsec.aarp.org/mem/join?campaignidu003dUASMBP1u0026intcmpu003dEWHERE-MBCHAE-LP-MMA-JOIN”,”howto_redeem_desc”:”The 25% discount is applied automatically. Enter promo code AARP30 to save 30% on select items.”,”member_exclusive_flag”:”no”,”offer_type”:”EverGreen”,”hideLeavingAARP”:””,”…….</p> <p><b>Source:</b> <a rel="nofollow noopener" href="https://news.google.com/__i/rss/rd/articles/CBMiamh0dHBzOi8vd3d3LmFhcnAub3JnL21vbmV5L2ludmVzdGluZy9pbmZvLTIwMjMvaG93LXRvLWFjaGlldmUtZmluYW5jaWFsLWluZGVwZW5kZW5jZS1lYXJseS1yZXRpcmVtZW50Lmh0bWzSAQA?oc=5" target="_blank">https://news.google.com/__i/rss/rd/articles/CBMiamh0dHBzOi8vd3d3LmFhcnAub3JnL21vbmV5L2ludmVzdGluZy9pbmZvLTIwMjMvaG93LXRvLWFjaGlldmUtZmluYW5jaWFsLWluZGVwZW5kZW5jZS1lYXJseS1yZXRpcmVtZW50Lmh0bWzSAQA?oc=5</a></p> </div> </div> <span class="cat-links"> <svg class="svg-icon" width="24" height="24" aria-hidden="true" role="img" focusable="false" viewBox="0.0 0 1879.0 2048" xmlns="http://www.w3.org/2000/svg"><path d="M1879,1080c0,20.667-10.333,42.667-31,66l-336,396c-28.667,34-68.833,62.833-120.5,86.5S1292,1664,1248,1664H160 c-22.667,0-42.833-4.333-60.5-13S73,1628,73,1608c0-20.667,10.333-42.667,31-66l336-396c28.667-34,68.833-62.833,120.5-86.5 S660,1024,704,1024h1088c22.667,0,42.833,4.333,60.5,13S1879,1060,1879,1080z M1536,736v160H704c-62.667,0-128.333,15.833-197,47.5 S383.667,1015,343,1063L6,1459l-5,6c0-2.667-0.167-6.833-0.5-12.5S0,1442.667,0,1440V480c0-61.333,22-114,66-158s96.667-66,158-66 h320c61.333,0,114,22,158,66s66,96.667,66,158v32h544c61.333,0,114,22,158,66S1536,674.667,1536,736z" /></svg><a href="https://financial-independence.tengruipharm.com" rel="category tag">Financial independence</a> </span> <span class="tag-links"> <svg class="svg-icon" width="24" height="24" aria-hidden="true" role="img" focusable="false" viewBox="0 0 1792 1792" xmlns="http://www.w3.org/2000/svg"><path d="M384 448q0-53-37.5-90.5t-90.5-37.5-90.5 37.5-37.5 90.5 37.5 90.5 90.5 37.5 90.5-37.5 37.5-90.5zm1067 576q0 53-37 90l-491 492q-39 37-91 37-53 0-90-37l-715-716q-38-37-64.5-101t-26.5-117v-416q0-52 38-90t90-38h416q53 0 117 26.5t102 64.5l715 714q37 39 37 91zm384 0q0 53-37 90l-491 492q-39 37-91 37-36 0-59-14t-53-45l470-470q37-37 37-90 0-52-37-91l-715-714q-38-38-102-64.5t-117-26.5h224q53 0 117 26.5t102 64.5l715 714q37 39 37 91z"></path></svg><span class="screen-reader-text">Tags:</span><a href="https://tengruipharm.com/tag/rss-feeds/" rel="tag">RSS Feeds</a> </span> </article> <nav class="navigation post-navigation" aria-label="Posts"> <h2 class="screen-reader-text">Post navigation</h2> <div class="nav-links"><div class="nav-previous"><a href="https://housing-market.tengruipharm.com/phillys-housing-market-is-changing-here-are-5-takeaways-from-recent-trends-the-philadelphia-inquirer-11/" rel="prev"><span class="nav-title"><span class="screen-reader-text">Previous Post:</span> Philly’s housing market is changing. 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